What is a UK Non-Status Mortgage?

A non-status mortgage is a mortgage that is offered to borrowers who do not have to provide any proof of previous mortgage history or any proof of income. In order to cover their risks, the lenders will usually only offer non-status mortgages at a reduced 'Loan To Value'. Also, whatever happens, a credit check will still be carried out. You will probably also find that non-status loans will be charged at higher interest rates, in order to cover the lenders' risks.

Choosing the right Mortgage can be a confusing task

Our first objective is to place you with a high street lender. If this is not possible, we will negotiate on your behalf with lenders who specialise in non status mortgages.

No matter what your credit history is like, we welcome the opportunity to help you with your non status mortgage application.